Galat UPI Payment Wapas Lane Ka Tarika

UPI Me Galat Account Me Paise Chale Gaye? Ghabrane Ki Zarurat Nahi, Aise Milega Refund

Step 1: Turant UPI App Me Complaint Karo

Jis app se payment hui ho (Google Pay / PhonePe / Paytm / BHIM):

• App open karo

• Transaction History me jao

• Galat payment select karo

• “Help / Report a Problem” par click karo

• Option choose karo:
  👉 Sent to wrong UPI ID / Wrong person

📝 Details bharo:

• Transaction ID

• Date & amount

• Short explanation

🔹 Step 2: Bank Customer Care Se Baat Karo

Agar app se response na mile:

• Apne bank customer care par call karo

• Batao: “Wrong UPI transfer ho gaya hai”

• Transaction ID zarur do

📌 Bank usually 2–7 working days me reply deta hai

🔹 Step 3: Receiver Se Contact (Agar Details Dikhe)

• Agar receiver ka mobile number / name dikhta ho

• Politely request karo refund ke liye

• Kai cases me log khud paise wapas kar dete hain

🔹 Step 4: Written Complaint (Bank Branch)

Agar online complaint solve na ho:

• Apni bank branch jao

• Written application do

• Attach karo:
  ✔ Transaction receipt
  ✔ ID proof

🔹 Step 5: NPCI / RBI Me Complaint (Last Option)

Agar bank help na kare:

• RBI CMS Portal par complaint

• Ya NPCI UPI grievance

👉 Yahan bank par pressure banta hai

⚠️ Important Rules (Dhyan Rakho)

Galat UPI Payment Wapas Lane Ka Tarika

• Successful UPI transaction auto-reverse nahi hoti

• Bank receiver ki permission ke bina paise nahi kaat sakta

• Isliye jitna jaldi complaint, utna chance zyada

✅ Best Safety Tips

Galat UPI Payment Wapas Lane Ka Tarika

✔ Payment se pehle naam 100% check karo
✔ Pehle ₹1 test payment bhejo
✔ Screenshot zarur rakho